Approachable
Constantcash specialize in loans that include helping people with debt consolidation, home equity and car loans, even getting away for that holiday. So if you need a loan from as little as $500 and up to $20,000 for any reasonable purpose, we can help.
Fixed Interest Rates
Your loan repayments are fixed for the life of the loan, so you will always know what your repayments are. This makes it much easier for you to budget.
Flexible Payment Schedules
Choose the length of your loan that best suits your needs, from one to two years.
Simple application process
It only takes less than 15 minutes to apply for a Loan online. And if you need a hand completing the application, just ask one of our friendly online web assistants – they’ll be happy to help.
Fast Approval
We can often tell you on the spot whether your application for a Personal Loan is approved.
Schedule of Rates and Fee
Interest Rates
Constantcash provides loans at an annual interest rate from 15.95% to 29.95% per annum.
The rate that applies to your loan will be based on a range of factors including your circumstances, credit history with us or others, the security you can provide and the loan amount. Once set, our interest rate is fixed for the term of your loan.
Default Interest Rate
If you get behind in your loan repayments, then we may charge a default interest rate on any overdue loan payments, while they are unpaid. The Default rate that we charge is 10% per annum above the Interest Rate that normally applies to your loan.
Loan Term
Loan terms are normally over a maximum term of three years.
Click on Rates and Fees for more information. Please also read our disclosure statement